Generali Life Insurance: Products, How to Claim, How to Check Balance, etc
People's need for life insurance is increasing. This is inseparable from public awareness of the importance of having life insurance. Yes, this type of insurance can indeed be a solution for you to get financial stability. There are many providers life insurance in Indonesia, one of which is Generali Life Insurance.
Just like other life insurance companies, Generali insurance offers a variety of life insurance products with their respective benefits. For more details, see the following information, come on !
What is Generali Life Insurance?
PT Asuransi Jiwa Generali Indonesia is a 'child' of the Generali Group, which is one of the largest insurance companies in Europe that has been operating since 1831. In Indonesia alone, Generali has been supported by 11 thousand marketing agents and branch offices spread across major cities.
As one of the best insurance companies, Generali Indonesia always strives to provide life insurance products that suit the needs of its customers. Not only that, the company also always provides the best service as evidenced by a number of customer service mediums such as convenience in terms of service by providing various digital services such as iSERVICES, iCONNECT, and iClick.
Advantages of General Life Insurance
Here are a number of advantages of generali life insurance:
- Affordable premiums with prices starting from IDR 100,000 per month.
- Easy and fast claim process
- Has many hospital and clinic partners and is spread in almost all parts of Indonesia
- The choice of insurance products varies so that they can be adapted to all needs
- Digital services are available for convenience in filing claims, canceling policies, and so on
Generali Life Insurance Products
For those of you who are planning to have life insurance, Generali Insurance can be an option. As mentioned earlier, this insurance has a variety of products. That way, you can get insurance that really suits your needs.
The life insurance products from Generali are as follows:
1. GEMILANG
GEMILANG life insurance from Generali is intended for those of you who have just entered their productive age. This insurance can be used as a means of savings that will help you to meet future needs.
GEMILANG Insurance offers various policy packages with relatively affordable premiums. That's why, this product is suitable for those of you who have just entered the productive age.
The insured will get 100% insurance benefits if he dies. This can also be added with investment benefits (if you choose a policy package that includes investment).
Meanwhile, the final insurance benefit will be given plus the investment value when the insurance period ends and the insured is still alive.
2. Outstanding Scholar
The next product is Cemerlang Scholar. This product provides guaranteed protection for children's education costs. The advantages of Cemerlang Scholar include:
- Education cost insurance coverage
- Accident Coverage Guarantee
- Affordable premium prices (starting from IDR 108 thousand per month)
- The premium that has been paid will be returned 110 percent as scholarship benefits if there is no claim until the coverage period is over
Meanwhile, the types of benefits that you can get when choosing Cemerlang Scholar insurance are as follows:
- Guaranteed 100 percent sum assured if the insured dies
- Guarantee of 200% sum assured if the insured dies due to a public transportation accident
3. iPANAN
If you are looking for unit-linked life insurance, then Generali has a product called iPLAN. This is a life insurance with a periodic premium payment mechanism which aims to provide protection and investment benefits.
Those of you who choose the iPLAN product will be able to choose various additional insurances, as well as investment instruments with measurable and controlled risks.
In general, the advantages of iPLAN insurance products include:
- Flexibility in determining insurance benefit targets
- Investment facility with a more secure Auto Risk Management System (ARMS)
- Competitive insurance premium
- Additional bonus when the insured is 85 years old
4. iPLAN Syariah
For those of you who want Sharia-based insurance, this Generali life insurance product can be an option.
iPLAN Syariah from Generali Indonesia has 2 (two) benefits, namely:
- Guaranteed survival for the insured's family
- Waqf institutions as a means of eternal worship that can provide benefits to many people
5. ISALAAM
Apart from iPLAN Syariah, there is also iSALAAM as a Sharia-based life insurance product.
A number of advantages possessed by product life insurance this Generali are as follows:
- Life protection benefits up to 99 years old
- Affordable contribution fee
- Exemption of contribution fees if the insured dies
- Waqf insurance benefits
Generali Life Insurance Benefits
Generali life insurance provides protection for the insured's family if the insured dies, either due to illness, accident, or other causes.
In general, the benefits of having insurance from Generali are as follows:
- Protecting Heirs
- Ensuring Children's Education
- Protecting Assets
- Preventing Big Losses
Terms of Applying for Generali Life Insurance
To become a Generali insurance customer, there are a number of requirements that you need to fulfill when registering. The conditions in question are as follows:
- Identity card (KTP/KITAS, etc.)
- Life insurance membership registration form
In addition, you must also meet other requirements such as minimum and maximum age. For this, each product has different conditions. You can ask this directly to the call center or come directly to the branch office.
How to Buy Generali Life Insurance
How to buy Generali life insurance can be through an insurance agent that has been appointed, or you can also come directly to the branch or head office. Make sure you meet the requirements before buying insurance, yes.
How to Pay Generali Life Insurance Premiums
In order to get the benefits according to the selected product, you must pay an insurance premium in accordance with the applicable provisions. Generali itself provides a number of choices of insurance premium payment methods, namely:
- Car debit account BCA
- Car debit credit card BCA
- Virtual Account BCA
- Transfer from BCA ATM
- Transfer from another bank
How to Check Generali Life Insurance Policy
There are times when you want to check the status of the policy, Generali Indonesia presents a digital policy check service. This of course aims to make it easier for you to check anytime and anywhere.
How to check the Generali insurance policy, namely through:
- iCLICK
- iCONNECT
- iServices
How to Claim Generali Life Insurance
How to submit a Generali insurance claim is to attach a number of required documents in accordance with the provisions set by the insurance company. Documents in question such as death certificates, identity cards, and so on.
Submission of required documents is a maximum of 60 days, starting from the death of the insured. After that, you have to wait for the verification process which usually takes approximately 14 working days. If approved, the funds will be directly transferred to the account of the heirs.
How to Quit Generali Life Insurance
Well, if you intend to stop being a participant, then the way to stop is as follows:
- Contact the call center, insurance agent, or come directly to the branch office. Then, convey your intention to close the policy
- Fill out the policy closing form
- Submit required documents such as letter of claim submission, insurance card, identity card, proof of premium payment, and other requirements
That's the information about Generali life insurance that you need to know. Hopefully useful, yes!
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